The first thing you need to do is eliminate ALL of your unnecessary expenses:
- eating out on the weekends
- buying lunch at work every day
- magazine and newspaper subscriptions (especially those you can get online and at the local library)
- cable TV (you'd be amazed at how many other ways you'll find to spend your time once you get rid of cable TV)
- groceries (you can save lots of money with coupons and specials.)
